Superannuation is a complex area with constant changes in legislation and markets. Clients require constant management to ensure their current structure is optimised for Investment Returns, Risk Management, Tax, Estate Planning and Cash Flow.
Superannuation is a highly tax effective way of investing to accumulate wealth for retirement. Superannuation is not an investment, it is a tax entity which you can then make investments within. It has significant tax advantages and should be one of the first items considered in formulating a financial strategy. Superannuation can be used to fund insurance premiums for Life, Total and Permanent Disability (TPD) and Income Protection insurance.